Many people aspire to have their own business. For those with an entrepreneurial spirit and a passion for hairdressing, a cosmetology business offers the opportunity to do both. Of course, opening and running a successful business means more than hanging a sign on the front porch. It requires planning, perseverance and careful attention to state and local regulations. … [Read more...]
Easy Changes You Can Make To Save Money On Your Weekly Shop
Remember the days when your money used to stretch so far? Now, the rising costs of living and services like healthcare make it much harder for us to see a happy total in the bank. A survey by the Australian Psychological Society showed that nearly 60% of young Australians are stressed about money. In fact, financial problems came in at the number one spot for the biggest cause … [Read more...]
Girls vs Boys: Who Is More Expensive to Raise?
If you’ve been keeping an eye on the papers, you might have noticed that it’s recently been revealed that daughters cost more to raise than sons. A survey carried out by Sainsbury’s Bank has shown that from the age of birth until they’re five years old, girls cost almost £300 more a year to raise than boys. And, to make matters worse, the difference in spending doubles during … [Read more...]
Is Your Debt Getting Out Of Control? Warning Signs To Watch Out For
Debt is a fact of life for many people. It’s the way they pay for their homes and other big ticket purchases and, if it's managed sensibly, it’s absolutely fine. But, taking on debt is a commitment that shouldn’t be taken lightly. Taking on too much could cause your finances to spiral out of control and leave you with a big problem that has a drastic impact on the way you are … [Read more...]
The importance of ‘rainy day’ savings
Keeping some money tucked away for a rainy day is a way of securing your future. Those last minute emergencies such as important home appliances or the car breaking down - or even something more serious like a funeral to arrange - can bleed your finances dry and even put you in debt if you have no money saved to use towards them. Rainy day savings ensure you’re always … [Read more...]
How to pay off your credit card debt this year, with tips from The Wealth Tutor
A significant number of New Year’s resolutions are related to money – whether it’s vowing to save more to achieve a specific goal, create a budget, pay off debt or curb bad spending habits. The Wealth Tutor, founded by Kristina Plimer, is a coaching and mentoring service that assists people in managing their wealth. Kristina describes herself as a ‘wealth psychologist’ … [Read more...]