With all its decorations and feasts, spending can get out of hand around Christmas time, especially if you forget to budget or have a large family. Christmas debt happens even more easily due to the fact thatChristmas pay-checks are paid earlier, meaning that you have to stretch the rest of your money until late January. Even the best budgeting can sometimes fail, and you … [Read more...]
How to make yourself irreplaceable in the evolving AI workforce
Artificial Intelligence (AI) is advancing at an exponential rate and according to the influential 2015 report by the Committee for Economic Development of Australia (CEDA), 40% of professional roles will no longer be relevant in 10 to 20 years[1]. Whether this prediction comes into effect or not, an issue that is top of mind for many is how advancing technology such as … [Read more...]
Should You Order Clothes Online?
Online shopping is a well-established trend in most countries. What can be easier than pushing a few buttons and waiting for the merchandise to arrive at your doorsteps? Nowadays, you can buy and do anything you want, as long as you find the right website that can provide you with the relevant services. Are you running out of groceries? No problem. Are you looking for a new … [Read more...]
Treating Yourself To Beauty Buys On A Budget
We’ve all had that moment – we’re eagerly waiting for payday, knowing that the moment those precious pennies fill up our account we might be able to afford that beauty buy we’ve been staring at all month with desperate eyes. The money comes in, the hope is high... and then bills, payments and other essentials go out, leaving you with barely anything left for food. While there … [Read more...]
What to consider before starting a cosmetology business
Many people aspire to have their own business. For those with an entrepreneurial spirit and a passion for hairdressing, a cosmetology business offers the opportunity to do both. Of course, opening and running a successful business means more than hanging a sign on the front porch. It requires planning, perseverance and careful attention to state and local regulations. … [Read more...]
Easy Changes You Can Make To Save Money On Your Weekly Shop
Remember the days when your money used to stretch so far? Now, the rising costs of living and services like healthcare make it much harder for us to see a happy total in the bank. A survey by the Australian Psychological Society showed that nearly 60% of young Australians are stressed about money. In fact, financial problems came in at the number one spot for the biggest cause … [Read more...]
Girls vs Boys: Who Is More Expensive to Raise?
If you’ve been keeping an eye on the papers, you might have noticed that it’s recently been revealed that daughters cost more to raise than sons. A survey carried out by Sainsbury’s Bank has shown that from the age of birth until they’re five years old, girls cost almost £300 more a year to raise than boys. And, to make matters worse, the difference in spending doubles during … [Read more...]
Is Your Debt Getting Out Of Control? Warning Signs To Watch Out For
Debt is a fact of life for many people. It’s the way they pay for their homes and other big ticket purchases and, if it's managed sensibly, it’s absolutely fine. But, taking on debt is a commitment that shouldn’t be taken lightly. Taking on too much could cause your finances to spiral out of control and leave you with a big problem that has a drastic impact on the way you are … [Read more...]
The importance of ‘rainy day’ savings
Keeping some money tucked away for a rainy day is a way of securing your future. Those last minute emergencies such as important home appliances or the car breaking down - or even something more serious like a funeral to arrange - can bleed your finances dry and even put you in debt if you have no money saved to use towards them. Rainy day savings ensure you’re always … [Read more...]
How to pay off your credit card debt this year, with tips from The Wealth Tutor
A significant number of New Year’s resolutions are related to money – whether it’s vowing to save more to achieve a specific goal, create a budget, pay off debt or curb bad spending habits. The Wealth Tutor, founded by Kristina Plimer, is a coaching and mentoring service that assists people in managing their wealth. Kristina describes herself as a ‘wealth psychologist’ … [Read more...]